Investment Strategies
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Too Much Cash in Retirement? The Real Risks Explained
- October 2, 2025
- Category: Investment Strategies, Personal Finance, Retirement Planning
Executive summary: Holding a large cash cushion feels safe, yet too much cash in retirement can quietly erode purchasing power, reduce long-term income, and raise the chance of falling behind inflation. A right-sized reserve for near-term spending (paired with bonds and diversified equities for later years) protects today’s bills and tomorrow’s lifestyle. What “too much
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Pros and Cons of Aggressive Investing in Retirement
- September 29, 2025
- Category: Investment Strategies, Retirement Planning, Tax & Retirement Income
Executive summary: A higher equity allocation can boost long-run growth and help fight inflation. However, portfolio longevity still hinges on your withdrawal rate and the sequence of returns you live through. This guide shows when aggressive investing in retirement fits, where it fails, and which guardrails can make an equity-heavy plan livable in real markets.
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Can a Gold IRA Hold 401(k) Money?
- September 28, 2025
- Category: Investment Strategies, Precious Metals & Gold IRAs, Retirement Planning
Executive summary: Yes, you can move eligible 401(k) funds into a Gold IRA with a properly executed Gold IRA rollover. The simplest, lowest-risk path is a direct, trustee-to-trustee transfer into a self-directed IRA that can buy IRS-approved metals. Use a direct rollover and there’s no current tax. If money is paid to you instead, plans