Blog
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How much should I plan for medical expenses in retirement?
- December 13, 2025
- Posted by: brian
- Category: Uncategorized
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Healthcare is often one of the largest and most unpredictable expenses in retirement, and many Americans underestimate how much they will actually spend once they leave the workforce. Rising medical costs, longer life expectancy, and the shrinking purchasing power of the U.S. dollar all make proactive planning essential. For many pre retirees and retirees, incorporating
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Can I use my HSA (Health Savings Account) in retirement?
- December 12, 2025
- Posted by: brian
- Category: Uncategorized
Many Americans enter retirement wondering how their Health Savings Account fits into the next stage of their financial life. An HSA is one of the most tax efficient tools available, and it can continue serving retirees long after they stop working. At the same time, an HSA still sits within the traditional financial system, which
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Should I downsize my home to stretch retirement savings?
- December 11, 2025
- Posted by: brian
- Category: Uncategorized
Many retirees reach a point where their home no longer fits their lifestyle, budget, or long-term goals. Downsizing can free up significant cash, reduce monthly expenses, and create breathing room in retirement. The key question is how to make sure the equity you unlock continues to work for you, especially in an environment where inflation,
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How do I make my retirement money last for the rest of my life?
- December 10, 2025
- Posted by: brian
- Category: Uncategorized
For today’s retirees and near retirees, the challenge is not only saving enough for retirement but making sure those savings keep their value and last for decades. A strong retirement strategy must consider inflation, market volatility, banking uncertainty, and the long-term decline in the purchasing power of the U.S. dollar. This is why many affluent
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How much can I safely withdraw each year without running out of money?
- December 9, 2025
- Posted by: brian
- Category: Uncategorized
Determining a sustainable withdrawal rate in retirement has become more challenging than ever. Inflation, market volatility, and the weakening purchasing power of the U.S. dollar all work against traditional paper-based portfolios that rely heavily on stocks, bonds, and mutual funds. More retirees are discovering that integrating physical gold and other precious metals into their retirement
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Is gold or silver a good investment for retirees?
- December 8, 2025
- Posted by: brian
- Category: Uncategorized
Retirees and pre-retirees increasingly want more control and protection over their retirement savings. Concerns about inflation, market volatility, banking instability, and the long-term value of the U.S. dollar have pushed many investors to explore physical precious metals. Gold and silver have a long history of helping investors preserve wealth, and both can play strategic roles
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How do I protect my retirement account from market downturns?
- December 7, 2025
- Posted by: brian
- Category: Uncategorized
Market downturns can quickly unravel years of disciplined saving, especially for those nearing retirement. Many pre-retirees and retirees are looking for ways to add stability, protect purchasing power, and reduce the risk that a sudden drop in the market could derail their long-term plans. Physical precious metals, held inside a self-directed Gold IRA, offer a
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Should I move more money into bonds or annuities?
- December 6, 2025
- Posted by: brian
- Category: Uncategorized
Many pre-retirees and retirees are rethinking their traditional approach to conservative investing. The familiar choice between bonds and annuities no longer feels as straightforward because of rising inflation, interest rate uncertainty, and concerns about long-term purchasing power. This is why more Americans are exploring physical gold and other IRS approved precious metals as a way
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What’s the best asset allocation for retirees?
- December 5, 2025
- Posted by: brian
- Category: Uncategorized
Retirement brings a new set of financial challenges, which is why your asset allocation matters more now than ever. After decades of saving, the goal shifts from aggressive growth to protecting what you have built, maintaining reliable income, and defending your purchasing power against inflation and market instability. For many retirees, adding physical gold and
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How do Social Security and retirement savings work together?
- December 4, 2025
- Posted by: brian
- Category: Uncategorized
Social Security gives retirees a foundation of income, yet it was never designed to fully support the lifestyles of affluent Americans who have spent decades building wealth. For individuals who want long-term security, additional savings that include physical gold and other precious metals can create a stronger, more resilient financial base. When blended with traditional

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