Blog
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Should I continue investing aggressively?
- September 12, 2025
- Category: Estate & Legacy Planning, Retirement Investing
Should I continue investing aggressively if I won’t spend all my wealth? Many retirees with substantial savings face an unusual choice. If you know you will never spend all your wealth, should you keep investing aggressively in retirement, shift toward balance, or focus on preservation? The best answer depends on your goals, your tolerance for
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What’s the safest way to store millions in gold?
- September 11, 2025
- Category: Precious Metals Investment, Wealth Protection
What’s the safest way to store millions in gold? Executive summary: The safest way to store gold at the seven- or eight-figure level is a layered plan that blends professional vaulting with rigorous documentation, audits, and insurance. Most owners combine fully allocated, segregated vault storage with a smaller portion held closer to home for liquidity.
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What’s the difference between pre-tax and post-tax retirement withdrawals?
- September 10, 2025
- Category: Retirement Planning, Tax Strategies
What’s the Difference Between Pre-Tax and Post-Tax Retirement Withdrawals? Executive Summary: The main divide in pre-tax vs post-tax retirement withdrawals comes down to when you pay taxes. Pre-tax accounts delay taxes until you withdraw money in retirement, often forcing taxable distributions at age 73. Post-tax accounts, like Roth IRAs, tax your contributions upfront, but qualified
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How can I pass gold to heirs without triggering major taxes?
- September 9, 2025
- Category: Estate & Tax Planning, Gold Investment, Wealth Transfer Strategies
How can I pass gold to heirs without triggering major taxes? As the value of gold continues to rise, many individuals are considering how to pass their gold assets to heirs without incurring significant tax liabilities. Understanding the intricacies of estate and gift taxes is crucial for effective wealth transfer. This article explores proven strategies
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How do retirement account withdrawals affect my Social Security taxes?
- September 8, 2025
- Category: Retirement Planning, Social Security, Tax Strategies
How do retirement account withdrawals affect my Social Security taxes? Quick take: This guide explains how retirement withdrawals affect Social Security taxes via provisional income thresholds, timing, and account type—plus tactics to legally reduce the tax bite. Key takeaways Provisional income determines if up to 50%–85% of benefits become taxable. Traditional IRA/401(k) withdrawals raise AGI
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How does gold compare to silver, platinum, and Bitcoin as a store of wealth?
- September 7, 2025
- Category: Cryptocurrency & Alternative Assets, Precious Metals Investing
How does gold compare to silver, platinum, and Bitcoin as a store of wealth? Quick take: In the gold vs silver vs platinum vs bitcoin debate, the right store of wealth balances stability, volatility, and long-term utility. This guide compares core traits, correlations, and use cases so you can choose what fits your portfolio. Key
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Is $4 Million Enough To Retire At 55?
- September 3, 2025
- Category: Retirement Planning, Wealth Preservation
Retire at 55 with $4 Million: Is It Enough? You worked for decades, you saved hard, and now you see a number with two commas. Four million. The culture says that is rich; your gut says, be careful. So can you retire at 55 with $4 million? It depends on how you live, where you
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The 23 Most Profitable Metals to Scrap
- September 1, 2025
- Category: Extra Income, Scrap Metal Recycling
The 23 Most Profitable Metals to Scrap: Prices, Sources, and Smart Selling Tips If you want a simple way to turn clutter into cash, scrap metal is a direct path. The most profitable metals to scrap live in garages, sheds, closets, and project piles. With a magnet, a scale, a few labeled bins, and a
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Are Inherited Gold Coins Taxable?
- August 30, 2025
- Category: Estate & Inheritance Planning, Gold & Precious Metals
Are Inherited Gold Coins Taxable? A Clear 2025 Guide for Heirs You open a drawer and there they are, the family gold coins, quiet proof that someone who loved you planned ahead. Nice gift, but now the questions start. Are inherited gold coins taxable, and if so, when and how much? This guide gives you