Roth IRA rules
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Can I work part-time and still withdraw from my retirement accounts?
- September 15, 2025
- Category: Retirement Planning, Taxes & Social Security
Can I work part-time and still withdraw from my retirement accounts? Executive summary Yes. You can work part-time and take withdrawals from IRAs or 401(k)s at the same time. The real question is how to do it tax-efficiently. Your plan should account for the Social Security earnings test before full retirement age, required minimum distributions
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What’s the difference between pre-tax and post-tax retirement withdrawals?
- September 10, 2025
- Category: Retirement Planning, Tax Strategies
What’s the Difference Between Pre-Tax and Post-Tax Retirement Withdrawals? Executive Summary: The main divide in pre-tax vs post-tax retirement withdrawals comes down to when you pay taxes. Pre-tax accounts delay taxes until you withdraw money in retirement, often forcing taxable distributions at age 73. Post-tax accounts, like Roth IRAs, tax your contributions upfront, but qualified