Roth conversions timing
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The Safest Way to Use Retirement Savings: A Practical Guide
- October 5, 2025
- Category: Income Strategies, Retirement Planning, Tax Planning
Executive Summary: The safest way to use retirement savings is simple and sturdy: secure an income floor for essentials, hold a cash buffer for shocks, and invest the rest for long-term growth while following clear, rules-based withdrawal guardrails. Blend Social Security, pensions or annuities, a bond/TIPS ladder, diversified portfolios, and a tax-aware withdrawal order so
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Do I Have Enough to Retire? 7 Signs You’re Ready
- October 4, 2025
- Category: Income Strategies, Retirement Planning, Tax & Withdrawal Strategies
Executive summary: If you keep asking, “Do I have enough to retire?”, you’re really checking whether savings, income, and risks match the life you want. This guide turns that into a practical checklist. Use the seven signs, the quick scorecard, and the case studies to spot gaps, fix them, and move from doubt to a