RMD age 73
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When Do RMDs Start for IRAs and 401(k)s?
- October 8, 2025
- Category: Personal Finance, Retirement Planning, Tax Strategies
Executive summary: If you’re wondering, “when do RMDs start,” the short answer is age 73 for most savers born 1951–1959. Your first IRA RMD is due by April 1 of the year after you turn 73, though you can also take it by December 31 of the year you turn 73. For many employer plans,
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401(k) After Leaving Job: Your 4 Best Options
- September 27, 2025
- Category: 401(k) & Employer Plans, Retirement Planning, Tax & Withdrawal Strategies
Executive Summary: What you do with a 401(k) after leaving job affects taxes, fees, and control for years. You generally have four choices: leave the money, roll to an IRA, roll into a new employer’s plan, or cash out. This guide explains each path, compares them side by side, and gives you a simple checklist