net unrealized appreciation
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401k Rollover to IRA: A Complete, Practical Guide
- October 6, 2025
- Category: Investment Accounts & IRAs, Retirement Planning, Tax & Withdrawal Strategies
Executive summary: A 401k rollover to IRA can cut costs, expand investment choices, and simplify future withdrawals when you do it right. However, timing, tax treatment, access rules, ERISA protections, and employer stock can tilt the decision the other way. This guide shows when a rollover helps, when it hurts, and the steps to complete
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401(k) After Leaving Job: Your 4 Best Options
- September 27, 2025
- Category: 401(k) & Employer Plans, Retirement Planning, Tax & Withdrawal Strategies
Executive Summary: What you do with a 401(k) after leaving job affects taxes, fees, and control for years. You generally have four choices: leave the money, roll to an IRA, roll into a new employer’s plan, or cash out. This guide explains each path, compares them side by side, and gives you a simple checklist