Medicare IRMAA planning
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7 Proven Ways to Handle the SECURE Act 10-Year Rule
- October 1, 2025
- Category: Estate Planning, Retirement Planning, Tax Strategies
7 Proven Ways to Handle the SECURE Act 10-Year Rule Executive Summary: For deaths in 2020 or later, most non-spouse heirs who aren’t eligible designated beneficiaries must withdraw the entire inherited IRA by December 31 of the 10th year after the original owner’s death. With a clear plan, the SECURE Act 10-year rule can still
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What’s the difference between pre-tax and post-tax retirement withdrawals?
- September 10, 2025
- Category: Retirement Planning, Tax Strategies
What’s the Difference Between Pre-Tax and Post-Tax Retirement Withdrawals? Executive Summary: The main divide in pre-tax vs post-tax retirement withdrawals comes down to when you pay taxes. Pre-tax accounts delay taxes until you withdraw money in retirement, often forcing taxable distributions at age 73. Post-tax accounts, like Roth IRAs, tax your contributions upfront, but qualified