cash buffer strategy
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Budgeting in Retirement: 7 Rules That Actually Work
- October 1, 2025
- Category: Budgeting & Cash Flow, Retirement Planning, Tax & Income Strategies
Executive Summary Budgeting in retirement isn’t about penny-pinching. It’s about building a steady, flexible paycheck you control. The seven rules below turn savings into income, coordinate taxes and healthcare, and add guardrails so you can adjust with confidence as life changes. In practice, you’ll separate essentials from lifestyle wants, automate a monthly “paycheck,” and keep
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Pros and Cons of Aggressive Investing in Retirement
- September 29, 2025
- Category: Investment Strategies, Retirement Planning, Tax & Retirement Income
Executive summary: A higher equity allocation can boost long-run growth and help fight inflation. However, portfolio longevity still hinges on your withdrawal rate and the sequence of returns you live through. This guide shows when aggressive investing in retirement fits, where it fails, and which guardrails can make an equity-heavy plan livable in real markets.