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401(k) After Leaving Job: Your 4 Best Options
- September 27, 2025
- Posted by: brian
- Category: 401(k) & Employer Plans, Retirement Planning, Tax & Withdrawal Strategies
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Executive Summary: What you do with a 401(k) after leaving job affects taxes, fees, and control for years. You generally have four choices: leave the money, roll to an IRA, roll into a new employer’s plan, or cash out. This guide explains each path, compares them side by side, and gives you a simple checklist

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