Estate Planning
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Should You Use Separate IRAs for Beneficiaries?
- October 15, 2025
- Category: Estate Planning, Retirement Planning, Tax Planning
Should You Use Separate IRAs for Beneficiaries? Executive Summary: For many families, separate IRAs for beneficiaries make taxes, withdrawals, and investments easier to manage. You gain independent control but accept extra paperwork, strict titling, and hard deadlines. This guide explains what separate accounts are, when they help, when a pooled approach is fine, and how
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7 Proven Ways to Handle the SECURE Act 10-Year Rule
- October 1, 2025
- Category: Estate Planning, Retirement Planning, Tax Strategies
7 Proven Ways to Handle the SECURE Act 10-Year Rule Executive Summary: For deaths in 2020 or later, most non-spouse heirs who aren’t eligible designated beneficiaries must withdraw the entire inherited IRA by December 31 of the 10th year after the original owner’s death. With a clear plan, the SECURE Act 10-year rule can still
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Is physical gold the best legacy asset compared to stocks, property, or art?
- September 14, 2025
- Category: Estate Planning, Precious Metals Investing
Is physical gold the best legacy asset compared to stocks, property, or art? Executive summary: Physical gold is durable, simple to own, and easy to divide among heirs. Stocks usually build more long-term wealth but can be volatile and tax heavy inside certain retirement accounts. Property and art can pass on stature or income, yet